If you qualify for a traditional pension, there are many questions you need to have answered before you make your decision. Will the pension fund remain viable over the long term? Which benefit option should I choose? Should I take one of the many monthly benefit options or the lump sum? What are the trade-offs? Will my pension cause a reduction to my Social Security benefits or my spouse’s survivor benefit?
We assist and guide our clients in analyzing these critical decisions by carefully and thoroughly evaluating each one independently to determine how to optimize the result. Then we combine each decision into an overall income plan that illustrates how they interact and impact the life of your liquid assets.